Payments
Standalone, semi-integrated or fully integrated payments?
All three take cards. The difference is whether the amount is typed separately, sent automatically to a payment device, or built into the larger POS software workflow.
Free statement review. Eligible approved merchants may qualify for up to $500 toward an approved POS or processing project.
Which payment setup fits: standalone, semi-integrated or fully integrated?
Standalone is simplest and keeps the payment terminal separate. Semi-integrated sends the sale amount from the POS to a separate payment device, reducing duplicate entry. Fully integrated makes payments part of the broader POS software workflow. The right choice depends on the counter, processor, hardware and software you actually use.
For many traditional register buyers, the practical choice is standalone versus semi-integrated. Businesses that need inventory, reporting, customer tools or multi-station workflows may be better served by a full POS system with deeper payment integration.
- StandaloneThe register or POS and terminal stay separate; the amount is entered on the terminal.
- Semi-integratedThe POS sends the amount to a separate payment device and receives the result.
- Fully integrated POSPayments are part of the broader POS software workflow and supported reporting.
- Review before switchingProcessor, terminal, software, contract and statement are checked before a change.
We do not publish rates, and we do not promise savings. Whether a change is worth making is a question about your statement, and we will not answer it before reading one.
Why retailers integrate
What integration actually changes
Each of these is a counter problem before it is a payments problem.
No double entry
The amount comes from the sale, so the cashier is not re-keying a total during a queue.
Fewer mismatches
What was rung and what was taken are the same number, because there was only ever one of them.
A faster lane
One workflow at the counter instead of two devices and a pause between them.
Transactions that match
Settlement reconciles against the sale rather than against a separate batch report.
Simpler training
New staff learn one process, and it is the same one on every lane.
One number to call
SupportWhen something fails mid-service, the sale and the settlement are in the same system.
When a separate terminal is still the right answer
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The counter is simple and the card volume is low
Integration would be effort spent where a re-keyed total costs almost nothing.
A standalone terminal beside the register, and nothing else changes.
Standalone terminals -
The business runs software that does not take payments
There is nothing to integrate with yet.
A terminal beside it now; the integration question waits for the system decision.
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A contract or lease is still running
A change is planned and then blocked by terms nobody read.
Terms and leased equipment are reviewed before a change is recommended.
Free Statement Review -
The register model cannot do it
A payment workflow is assumed and then found not to exist.
What a register supports is confirmed for the model before anything is bought.
Card processing for registers
Terminal and integration questions
What does integrated actually mean here?
The amount is passed from the sale to the payment device instead of being typed into it, and the settlement reconciles against the system that rang the sale.
Can we integrate the terminal we already have?
Sometimes. It depends on the device, the processor behind it and what the POS supports, so the specific combination is checked rather than assumed.
Is integration more expensive?
That is a question about your statement rather than about the setup, and we will not answer it before reading one. What integration changes for certain is the amount of manual work at the counter.
Does an integrated setup lock us to one processor?
Not by definition, and it is worth asking the question directly of any supplier. For an Infinity system BizTracker offers two processing paths, Bold and Hybrid, and what applies to a particular store is confirmed for that store.
Which is better for a restaurant?
Restaurants and bars run on LINGA, and the same logic applies with tables and tabs in place of lanes. The restaurant payments page covers what to confirm for a venue.
Decide it from your own numbers
Send one recent processing statement and describe how the counter takes cards today. We will compare all three setups and confirm whether an eligible approved project can receive up to $500.